Scan the receipt. Split by item.

Stop asking who had what.

One link. Everyone claims their own.

59.00 claimed / 0 questions asked

Works in your browser today. Friends just tap the link.

Scroll to split

Built for the places equal splits fail.

One flow for every bill where shares aren't equal.

Awkward math, out of the group chat.

Current app screens - from first claim to final settlement.

Privacy-safe Fractal screens showing grocery item claims, fictional group balances, and a recorded external payment
01

Claim the exact items.

Whole items or a share of one. Totals update live.

02

See one running balance.

Every bill folds into one balance per person.

03

Record how it was paid.

Cash, UPI, Venmo - record it, attach proof.

Every receipt in the pile, one number at the end.

Drop in dinner, groceries, the cabin, the tickets - however many bills, from whoever paid. They all net down to a single balance.

Details that make a split fair.

One item, any number of people

Personal, or shared by exactly who used it.

Four ways to divide

Equal, exact, percent, or weighted.

Tax and tip follow the split

Equal or proportional - no one absorbs the rounding.

Discounts stay attached

Item or whole bill - totals recalculate.

Several receipts, one group

Add every bill without rebuilding the group.

Guests join from a link

Opens in the browser. Nothing to install.

Works with Claude, ChatGPT, and Gemini

Ask your AI who owes you.

Connect any MCP-capable assistant to Fractal and your balances, bills, and groups are one question away - in the chat you already use.

"How do I stand in Flat 4B this month?"

You're owed $36.58 - Arjun owes $24.10 for groceries, Mei owes $12.48 for the internet bill.

Questions, answered.

Do my friends need to install anything?

No. You share a link, it opens in their browser, and they claim their items there. Only the person who runs the split needs the app.

Does Fractal move my money?

No. Pay however your group already pays - cash, UPI, Venmo, bank transfer. Fractal records the payment and clears the balance.

Is it free?

Yes, Fractal is free to use. Receipt scanning has a monthly allowance that covers normal group life.

Is there an iPhone app?

The native app is Android for now. On iPhone, the full web app runs in the browser - and friends joining from a link never need an app on any phone.

Can I bring my Splitwise groups?

Yes. Export a group from Splitwise as CSV, import it into Fractal, and match the names. Expenses and balances carry over.

What if a split isn't equal?

That's the point of Fractal. Claim items person by person, share a dish between exactly the people who had it, and divide anything equally, by exact amounts, by percent, or by weights.

Everyone pays their share. Nobody keeps score.

Your friends join from a link.

The iPhone and Android apps are coming soon.

Everything works in your browser today. Leave an email and we'll tell you the moment the apps ship - nothing else, ever.

Open web app